HIGH-YIELD SAVINGS Products

Put your money to work with an exceptional partner in banking. Learn how you can benefit from FDIC3-insured products with a competitive Annual Percentage Yield (APYs) like a Money Market Deposit Account, Certificate of Deposit, or Savings Account. 

Money Market Deposit Accounts1

Combine the benefits of an interest-bearing deposit account with some of the features you would find in a checking account, like the flexibility of up to six withdrawals or transfers per statement cycle. See non-promotional APYs, Interest Rates, fees, terms and important disclosures here.

SAVINGS1

Apply for an account that's dedicated to saving money for holidays, a vacation, or a rainy day. Earn higher APYs than are typically offered by other banks on personal checking accounts, and no limit on the size of the balance in your account.

Certificates of deposit2

Strategically plan your finances and make your surplus cash work for you. Enjoy the assurance of a fixed rate in uncertain markets. We offer a range of terms, from 30 days to 60 months.

WHY CHOOSE TOYOTA BANK?
COMPETITIVE APYS

Enjoy competitive APYs that help grow your money. It’s smarter banking with better returns.

PERSONALIZED SERVICE

Dedicated, high-touch service from dedicated Personal Bankers who are committed to making your banking experience easier and more convenient.

PART OF THE TEAM

At Toyota, we take care of each other. That's why Dealers, Team Members, and their immediate family members are also eligible to apply for our banking products.

FDIC3 - Insured

Have confidence that your money will be safe and FDIC3-insured.

CONTACT YOUR PERSONAL BANKER

GET IN TOUCH

Sometimes it’s easier to have a person-to-person conversation. Give us a call and we’ll help you resolve your issue.

About

REQUEST AN APPOINTMENT

Big conversations need more time, so make an appointment to speak with a Personal Banker.

 * All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

1. Money Market and Savings Accounts: Minimum opening deposit for a Personal Money Market and a Personal Savings Account is $500.00. Minimum opening deposit for a Business Money Market and a Business Savings Account is $2,500.00. Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.

 * All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

2. Certificates of Deposit: Minimum opening deposit for a Certificate of Deposit account is $1.00. Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.

 * All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.

* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are  accurate as of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosure here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available in legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive seperate FDIC insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

4.  Upon completion of approved application and subject to eligibility requirements.